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Personal Credit

How Does It Work?

  • How do I get a copy of my credit report?
    Prior to your consultation, you may obtain a copy of your credit reports by going to (click here -->) "IdentifyIQ URL"
  • Why is it important to have a good credit rating?
    Businesses inspect your credit history when they evaluate your applications for credit, insurance, employment, and even leases. They use your credit reports to choose whether to approve or deny you credit, insurance or employment. Having a good credit rating allows you receive the best financing rates and options whenever you apply for credit.
  • Why do people get credit repair?
    Many consumers believe that the credit bureaus (Equifax, TransUnion, and Experian) are owned, managed or controlled by the federal government, but, in fact, they aren't . All three credit bureaus are private, for-profit companies. It has been reported by FTC that 1 in 5 individuals have inaccurate credit reports. Inaccurate information on your credit report can cause your credit scores to drop. In addition credit bureaus do not automatically correct or boost your credit. Credit Repair companies submit information to them to request the boost and removal of inaccurate information so that your credit scores can increase.
  • Will I be locked into a contract?
    No, our membership enrollments are month to month and you may cancel at any time.
  • Do you offer 100% refunds?
    Yes, you are entitled to a 100% refund on all monthly payments if the following apply; If we do not remove any negatives that we worked on within 120 days (4 consecutive months) from the date you enroll for our services. You have not used a credit-consulting agency nor attempted to repair your own credit at least 1 year prior to signing up for our services. You have no new collections or missed payments since enrolling for our services. Since enrolling for our services, you have maintained credit monitoring services. You have agreed to follow up by sending us updated reports & responses from the three credit bureaus & creditors within 5 days of receiving them. Make us aware if your do not receive updated credit reports every 35-45 days.
  • How soon will I see results?
    Most clients will see results within the first 30 days after enrolling.
  • Is my information safe?
    Yes, we adhere to a very strict privacy policy that protects your sensitve information. All client information is protected on a secure server. Each office computer is secure and data is encrypted. Each TDT Restoration employee is trained on how to properly verify a customer so that information is not given to unauthorized parties. Please review our privacy policy for further information.
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